About:
Karandaaz Pakistan (Karandaaz), established in August 2014, promotes financial inclusion of small
and medium enterprises (SMEs) and individuals through a commercially directed investment
platform and by employing technology enabled digital solutions.
Karandaaz Pakistan has four core work streams:
• Karandaaz Capital provides wholesale structured credit and equity-linked direct growth capital
investments in micro, small and mid-size enterprises (MSMEs) with compelling prospects for
sustainable growth and employment generation in Pakistan.
• Karandaaz Digital focuses on expanding the poor’s access to digital financial services in Pakistan
by working across the ecosystem with all stakeholders including regulators, policy-makers,
government departments, businesses and researchers and academics in four key work
areas: policy and regulation, seeding innovation, experimentation and solutions development,
and scale and outreach.
• Karandaaz Innovation Investments provides risk capital and technical assistance to support
innovative and practicable solutions aimed at financial inclusion and entrepreneurship. The three
verticals under Karandaaz Innovation include GreenFin Innovations, Women Ventures, and
Innovation Challenge Fund.
• Knowledge Research supports the company’s core financial inclusion goal by developing and
disseminating evidence-based insights and solutions to influence markets and the financial
ecosystem.

Duration & Location:

This is a six-month consultancy position based in Islamabad, with periodic travel to Khyber
Pakhtunkhwa, as required. The position may be extended based on performance and program
needs. Financial proposals will be expected on a monthly basis or as required, in alignment with
the agreed scope of work and deliverables.
VII Required Competencies & Technical Proposal Evaluation Criteria

Bidder Expertise and Competency Requirements:

• Master’s degree or higher in Public Health, Nutrition, Medicine, Development Studies,
Sociology or a related field
• Minimum of 10 years of professional experience in public health and nutrition
programming, preferably with a focus on maternal and child health
• Demonstrated experience working on conditional cash transfer programs or similar social
protection platforms
• Familiarity with the healthcare landscape in KP and experience working with government
stakeholders at federal or provincial levels
• Strong facilitation and stakeholder engagement skills, including experience in designing
training programs
• Excellent written and spoken communication skills in English; working knowledge of Urdu
and Pashto is a plus